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Greenlight
U.S. Banking

Regulators Greenlighting Crypto at Banks?

Big U.S. banks are holding internal discussions about expanding into cryptocurrencies as they get stronger endorsements from regulators, but initial steps will be tentative, centering on pilot programs, partnerships or limited crypto trading, according to four industry executives. Wall Street giants that had been largely blocked from many crypto activities by strict regulations are poised to grow quickly. Yet the biggest lenders are still hesitant to be the first among rivals to expand too heavily into crypto in case they fall afoul of changing rules, said the four executives, who declined to be identified since they were discussing internal business plans.
Spiral Staircase
U.S. Debt Rating

Down, Down Baby

Moody’s Ratings Service on Friday said it is downgrading the U.S.’s creditworthiness in response to an increase in government debt over the past decade and rising interest payments, in a blow to the Trump administration that could push up borrowing costs. The downgrade, which puts the U.S. one notch below the highest credit rating, was “driven mainly by increased interest payments on debt, rising entitlement spending, and relatively low revenue generation,” it said.
Bank Vault
U.S. Finance

Potential Cut to Bank Requirements

U.S. authorities are preparing to announce one of the biggest cuts in banks' capital requirements in over a decade, the Financial Times reported on Thursday. Regulators were poised to reduce the supplementary leverage ratio (SLR) in the next few months, the newspaper reported, citing several people familiar with the matter. The supplementary leverage ratio is a rule that requires big U.S. banks to keep an extra layer of loss-absorbing capital.
Monopoly
U.S. Federal Reserve

Risks Rising, Rates Unchanged

The Federal Reserve held interest rates steady on Wednesday but said the risks of higher inflation and unemployment had risen, further clouding the U.S. economic outlook as its policymakers grapple with the impact of President Donald Trump's tariffs. At this point, Fed Chair Jerome Powell said, it isn't clear if the economy will continue its steady pace of growth, or wilt under mounting uncertainty and a possible coming spike in inflation.
Manufacturing
U.S. Economy

GDP Declines in First Quarter

The U.S. economy contracted for the first time in three years in the first quarter, swamped by a flood of imports as businesses raced to avoid higher costs from tariffs and underscoring the disruptive nature of President Donald Trump's often chaotic trade policy. The Commerce Department's advance gross domestic product (GDP) report on Wednesday, however, grossly exaggerated the economy's fading prospects. Though consumer spending slowed considerably from the fourth quarter, the pace of growth remained healthy. Businesses also boosted investment in equipment, mostly information processing and transportation.
Escalator
U.S. Foreign Policy

Escalator Up or Down?

Wall Street stocks advanced on Wednesday on revived hopes for progress in the U.S.-China trade dispute and as President Donald Trump soothed fears the Federal Reserve could lose its autonomy with reassurances that he has "no intention of firing" Fed Chair Jerome Powell. All three major U.S. stock indexes pared gains by the closing bell. They gathered momentum during the session after Treasury Secretary Scott Bessent said high tariffs between the U.S. and China were unsustainable and Trump signaled he was open to easing trade tensions between the world's two largest economies.
Pause Buttons
U.S. Policy

Start, Stop, Pause, Rewind

President Donald Trump on Wednesday dropped new tariff rates on imports from most U.S. trade partners to 10% for 90 days to allow trade negotiations with those countries. Trump announced the pause hours after goods from nearly 90 nations became subject to stiffer, so-called reciprocal tariffs imposed by the United States. The president also said in a social media post that he was raising the tariffs imposed on imports from China to 125% “effective immediately” due to the “lack of respect that China has shown to the World’s Markets.” China, which is the U.S.’s third-largest trading partner, earlier Wednesday said it would increase its tariff rate for imports from the U.S. to 84%.
Cityscape
U.S. Economy

Recession – On or Off the Table?

Orders for long-lasting U.S. manufactured goods unexpectedly rose in February as businesses rushed to avoid potential price increases from tariffs, likely boosting capital expenditure in the first quarter. However, the report from the Commerce Department on Wednesday did not change economists' expectations that economic growth was slowing considerably in the first quarter as businesses and households grapple with a fluid import duty environment. Orders for durable goods, items ranging from toasters to aircraft meant to last three years or more, increased 0.9% after advancing by an upwardly revised 3.3% in January, the Commerce Department's Census Bureau said. Economists polled by Reuters had forecasted that durable goods orders would fall 1.0%.
Federal Reserve
U.S. Federal Reserve

Fed Leaves Policy Rate Unchanged

The Federal Reserve in a closely watched decision Wednesday held the line on benchmark interest rates though still indicated that reductions are likely later in the year. Faced with pressing concerns over the impact tariffs will have on a slowing economy, the rate-setting Federal Open Market Committee kept its key borrowing rate targeted in a range between 4.25%-4.5%, where it has been since December. Markets had been pricing in virtually zero chance of a move at this week’s two-day policy meeting. Along with the decision, officials updated their rate and economic projections for this year and through 2027 and altered the pace at which they are reducing bond holdings.
Cool breath
U.S. Inflation

Inflation Cooler Than Expected

Prices for goods and services moved up less than expected in February, providing some relief as consumers and businesses worry about the looming impact tariffs might have on inflation, the Bureau of Labor Statistics reported Wednesday. The consumer price index, a wide-ranging measure of costs across the U.S. economy, ticked up a seasonally adjusted 0.2% for the month, putting the annual inflation rate at 2.8%, according to the Labor Department agency. The all-item CPI increased 0.5% in January.
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